In Massachusetts, when a person is injured in a motor vehicle accident there are typically available benefits known as Personal Injury Protection Benefits, also known as PIP Benefits.
Depending upon the circumstances of the accident, Personal Injury Protection Benefits in Worcester, MA may be available to the operator of a motor vehicle, a passenger of a motor vehicle, or a pedestrian struck by a motor vehicle. Generally Personal Injury Protection Benefits in Worcester, MA provide up to $8,000.00 for payment of medical bills, lost wages and certain out-of-pocket expenses. Typically 75% of the average weekly wage is paid for lost wages, based upon the 52 weeks prior to the accident, and will be paid to an injured party as long as they are unable to work as a result of a motor vehicle accident.
Supporting disability documentation usually must be provided to the insurance carrier to receive Personal Injury Protection Benefits in Worcester, MA. The insurance carrier has the right to have an independent medical examination performed, which the injured party must agree to or potentially put these benefits at risk. Depending upon whether an injured party has health insurance, and what type of health insurance is available, this will affect what benefits are available. Also, depending upon whether the injured party has health insurance and the health benefits available, there may be a need to coordinate medical bill payments between the PIP Benefits carrier and the health insurance company. This coordination is something that an attorney should be responsible for on behalf of the client.
In pursuing Personal Injury Protection Benefits in Worcester, MA, claims should be filed as soon as possible and the claimant should cooperate with the carrier; the failure to file in a timely fashion and cooperate with the carrier may put PIP benefits at risk. There may also be a need to sign medical authorization forms and lost wage authorization forms to allow the insurance carrier the right to obtain their own supporting documents.
When completing a Personal Injury Protection Benefits application, the injured party needs to not only describe the injuries suffered, but also how the accident occurred. In many motor vehicle accidents, insurance carriers for responsible parties will attempt to deny an injured party compensation at a later point. If this occurs, many times how an injured person described the cause of the accident in the Personal Injury Protection Benefits application can be crucial. That’s why it’s important to have the assistance of an attorney when filling out a Personal Injury Protection Benefits application — the failure to do so properly may be harmful in the future if liability is contested.
If you, a family member, or friend is in need of legal assistance for a case of possible Personal Injury Protection Benefits in Worcester, MA, or you’d like to know more about it, contact The Law Office of James Haddad or visit their website at http://www.jameshaddadlaw.com/.